My husband thinks that he is just so smart…he invests and has no clue what he is doing. Now, I don’t know what I am doing either which is why I do not invest because it is too risky financially to do that if you don’t know what you are doing! I actually told my husband 2 years ago to invest in things like silver and gold coins and he just laughted at me saying that I did not know what I was talking about. Well, well, well…apparently I did but he didn’t listen!